Health Insurance Marketplace

For folks without employer-provided health plans, or those who are self-employed, individual health insurance is the way to go. Unlike group employer plans, shopping and paying for individual and family health plans is your responsibility. But don’t panic: Blue Moon Benefits Group can help sort through the confusion of copays and coinsurance.

As accidents or health complications can happen unexpectedly and medical expenses can be high, health insurance can provide comfort for your mind. Even better, family health plans can safeguard your family’s physical and financial wellbeing.

The Affordable Care Act, commonly referred to as ACA or “Obamacare”, established the new Health Insurance Marketplace. With the help of our independent insurance agents in Clemmons and High Point, North Carolina, we can help you apply for any tax credit subsidies you may be eligible for and get enrolled in the right plan at the right price.

What Should I Consider When Shopping Around?

There’s a plan that will best suit you, depending on your level of health and your willingness to take risks. Our guidance is free to you, and with our Under-65 Insurance experts we’ll take a look at four areas when comparing policies:

This is how much you’ll pay out-of-pocket before your plan kicks in.
The percentage, if any, you pay toward hospital or medical bills before your insurer picks up the remainder.
Any annual limits
on the total amount your plan covers.
Specifics on your coverage
on medical services, treatment, and prescription drugs.

Health Insurance Can Help You Stay Healthy

Insurers serve your interests as well as their own by often covering up to 100 percent of the costs for preventative care, such as wellness visits, screenings, and vaccines. Health insurance helps keep you healthy as much as it is there to safeguard your welfare in difficult times.

If you want to find out more about getting the ideal plan, contact us today at our Clemmons Office or our High Point Office. Plans can be cheaper than expected when we shop and compare, and you’ll often have a lot of flexibility when it comes to costs.

Our services are free, and we are here to help you before, during, and after your enrollment.

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I understand that by providing the information above, an agent from Blue Moon Benefits Group may contact me regarding health plan options.