Protect Your Family’s Legacy with the Right Final Expense and Life Insurance Policies
Safeguarding your family’s future by planning ahead with Final Expense and Life Insurance Policies is a gift your loved ones would be grateful for when hardships occur. Thinking of such circumstances may feel heavy, but relieving your family of unexpected financial burdens tomorrow brings a peace of mind for today.
Final Expense Insurance alleviates financial loss and affords your family flexibility if you are unable to contribute financially. Likewise, Life Insurance takes a load off your beneficiaries by providing them a tax-free income upon your passing.
Your loved ones are your most important asset in your life. Blue Moon Benefits Group strives to help you put your family first in everything we do, whether our Independent Insurance Agents are serving you in Clemmons or High Point, North Carolina, or elsewhere in the greater Triad.
Life Insurance: What Are the Options?
There are three kinds of Life Insurance to cover:
Term Life Insurance
as an affordable choice, Term Life provides coverage for a pre-specified period of time.
Whole Life Insurance
with this policy, you will receive guaranteed protection for your whole life and, over time, these policies build cash value that grows tax-free.
Universal Life Insurance
giving you the flexibility to change your death benefit or premium amounts, Universal Life provide protection for your entire lifetime.
Funds provided to your beneficiaries can help with their expenses, like mortgage payments or tuition, the cost of your funeral, and more.
Final Expense: Another Kind of Life Insurance
Think of Final Expense Plans as a perfect alternative to the traditional Life Insurance Policy. There are less obstacles – no medical exam required, premiums do not increase with time, and they are relatively more affordable.
We advise against significant financial decision-making during a season of mourning and loss, especially when policies can be put in place to benefit you and your family. A Final Expense Plan can provide funds within a matter of days, while traditional policies can require weeks to pay out.
Did you know the average funeral can cost anywhere from $8,000 to $10,000? Final Expense Insurance and a Life Insurance Policy protect the financial security of the people who matter most, should something happen to you. They are also essential to estate planning.
Want to learn more about how much we can save you? Call us today or request a quote from our Blue Moon Benefits Group Clemmons Office or our High Point Office.